Today we’re going to keep it simple and tell you exactly which banks (in the UK) lend to self-employed people, and what you’ll need to apply for each in order to get a mortgage. You’ll have questions that range from things like, “How many years’ accounts do I need?” and “What if I have bad credit? Can I still get a mortgage?” and “What documentation / paperwork do I need to apply?”
UK banks have chosen to reverse direction on Bank of England (BoE) Governor Mark Carney’s recent interest rate reduction and screw over first time buyers and self-employed mortgage seekers, en masse.
Today you’re going to take the first step towards joining that ‘Wi-Fi Working’ generation who’ve figured out better ways to make good money online, and maybe even leave that day job behind.
Today you’re going to learn the real reasons your customers aren’t reading your blog – or at least not at the volume you’d like. And that’s because you haven’t; curated the information they want, set it up to be found in the way they’re actually looking for it, and captured their contact information so that you can communicate with them again.
Today we’re going to tell you about the market for self-employed mortgages, the lenders, the smart way to check your credit and how to adjust your income for a stronger application.
Today we look at the real impact of the recent UK base rate cut on mortgage holders, why billionaires, millionaires and fund managers are holding onto so much cash despite record breaking stock markets, and check out the latest start-up marketing and sales trends from some of America’s fastest growing companies.
I’m going to share an investing secret of self-made millionaires today that I hope many of you will be able to action into your daily lives. And if you succeed at doing so, you’ll find over time that you’ve managed to grow a significant amount of money for your retirement and/or your own personal freedom.
Today we revisit the new rules of the self-employed mortgage game, how elite day traders turn the ‘puts’ and ‘calls’ of binary options into profit, and Alan Steel’s reveal about ‘celebrity investment experts’ who focus more on making headlines than returns.
Since the real estate recession ended in March 2009, and the new Mortgage Market Review (MMR) rules came into place in 2014, it’s become a lot more difficult to get a mortgage when you’re self-employed. But it’s not impossible; not by a long shot. You just need to know the new rules of the self-employed mortgage game. And that’s what I’m going to share with you today.
If you’re looking for a mortgage and you’re self-employed, we have a guide coming out shortly to show you how to get one whether or not you have a long employment history.